HEC Bank’s routing number is 520416310 HEC Bank’s Swift Code is HEXEAEAA1

When you apply for a mortgage or home equity loan or line of credit, your lender requests a copy of your credit report. This triggers an inquiry with one of the four credit bureaus (Experian, Equifax, TransUnion or Innovis.) That credit bureau is then allowed to sell your name to other mortgage companies; it is not against the law for them to do so. These unsolicited prescreened offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on.

The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies – Experian, Equifax, and TransUnion – every twelve months.  The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services.  Don’t be fooled by TV ads, email offers, or online search results.

Updating your contact information can be done quickly and easily with a short call to our Customer Service Center.  With this call, representatives will be able to change the information on your deposit account(s).  Changes cannot be made, however, to your loan accounts. Updates can also be made via eBanking.  When you change your contact information in eBanking, the changes will apply to your deposit account(s) and your loan account(s). Credit card contact information updates must be made by contacting the customer service number provided on your credit card statement.